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Your Vision.
Our Execution.

Access a curated network of senior Technology Finance specialists ready to support Tier 1 financial institutions in high-risk, high-value transformation and M&A programmes.

End to End
Financial
Management

THE FINANCIAL SUBJECT MATTER EXPERTS

The Karda network brings together senior technology finance experts who specialise in the rapid execution of end-to-end financial management frameworks and analytics across large-scale, complex change programmes.

 

We are embedded financial specialists, not external advisors, applying high-calibre finance leadership, disciplined control and global delivery across the full programme lifecycle, from initiation through to closure.

Financial management is the backbone that strengthens transformation delivery and programme effectiveness.

The network is uniquely positioned to offer deep financial expertise across 25 services supporting all stages of the programme lifecycle.

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Initiate

Financial Clarity & Strategic Viability

 

1. Investment Appraisal & Value Case Ownership

2. Scenario Modelling & Stress Testing

3. Financial Risk Identification

4. Funding Strategy & Capital Efficiency

5. Finance Governance Blueprint

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Public Work Space

Plan

Financial Architecture & Delivery Readiness

6. Resource & Cost Architecture

7. Financial Planning & Run-Rate Modelling

8. Funding Controls & Tollgate Design

9. Cost Allocation & Reallocation Methodologies

10. Financial Training for Delivery Teams

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Businessmen in Corridor

Execute

Embedded Financial Leadership

11. Crisis Financial Management

12. Portfolio Prioritisation & Trade‑Off Modelling

13. Forecasting Process Ownership

14. Vendor & Commercial Management

15. Tax, Transfer Pricing & Balance Sheet Impacts

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Mountain climbing

Control

Transparency, Assurance & Executive

16. Data Models & Financial Analytics

17. Predictive Forecasting & Variance Analysis

18. Executive Dashboards & C-Suite Reporting

19. Stakeholder Influence & Financial Storytelling

20. Change Control & Financial Impact Assessment

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City Skyline Motion

Close

Value Realisation & Financial Exit

21. Benefits Delivery & Evidence

22. M&A Carve‑Out Financials

23. Stranded Cost Management

24. TSA Financial Structuring

25. Handover to BAU Finance

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ABOUT OUR NETWORK

A selective, high-calibre network of senior technology finance specialists.

We make financial institutions' lives easier by bringing proven experts directly into complex, high-value programmes.

$17.8bn

Strategic Investment governed and managed

$20bn

M&A transaction value

$8.6bn

Annualised sustainable savings delivered

$1.37trn

AUM impacted through transactions and transformations

76

Programme governance spanning 76 countries

400+

Years of combined experience across our network associates

What Sets Us Apart

Working in partnership with C-suite and Executives, we specialise in the rapid execution of end-to-end Financial Management frameworks and analytics on large scale complex change programmes.

We apply high calibre finance leadership and global delivery across the full programme lifecycle from initiation through to closure.

What Sets Us Apart

Working in partnership with C-suite and Executives, we specialise in the rapid execution of end-to-end Financial Management frameworks and analytics on large scale complex change programmes.

We apply high calibre finance leadership and global delivery across the full programme lifecycle from initiation through to closure.

76

Programme governance spanning 76 countries

400+

Years of combined experience across our network associates

$1.37trn

AUM impacted through transactions and transformations

business-meeting

ABOUT OUR NETWORK

A selective, high-calibre network of senior technology finance specialists.

We make financial institutions' lives easier by bringing proven experts directly into complex, high-value programmes.

$17.8bn

Strategic Investment governed and managed

$20bn

M&A transaction value

$8.6bn

Annualised sustainable savings delivered

What Sets Us Apart

Working in partnership with C-suite and Executives, we specialise in the rapid execution of end-to-end Financial Management frameworks and analytics on large scale complex change programmes.

We apply high calibre finance leadership and global delivery across the full programme lifecycle from initiation through to closure.

What Sets Us Apart

Working in partnership with C-suite and Executives, we specialise in the rapid execution of end-to-end Financial Management frameworks and analytics on large scale complex change programmes.

We apply high calibre finance leadership and global delivery across the full programme lifecycle from initiation through to closure.

Meet Our Network

Meet Our Network

What Sets Us Apart

Working in partnership with C-suite
and Executives, we specialise in the
rapid execution of end-to-end
Financial Management frameworks
and analytics on large scale complex
change programmes.

We apply high calibre finance leadership and global delivery across the full programme lifecycle from initiation through to closure.

network-photo

Ray Byard

(FCMA, CGMA)

Network Co-Founder

CFO-Level Global Technology Finance, M&A and Transformation Specialist

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Sunny Dhall

(FCMA, CGMA)

Network Co-Founder

Technology Finance, Cost Transformation and Programme Control Specialist

network-photo

Jamie Henderson

 

Network Co-Founder

Global Transformation, M&A and Strategic Execution Specialist

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Saijal Bhatti

(FCCA)

Network Co-founder

Global Finance Executive, M&A, Divestments and Financial Control Specialist

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Dr. David Johnson

(FCA, CPA, DBA)

FOUNDING MEMBER

FP&A Financial Controller, Technology

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Neraj Mohindra

(FCA)

FOUNDING MEMBER

Finance Transformation / M&A Specialist, Technology

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Lee Major

(FCCA, Prince 2 Practitioner)

FOUNDING MEMBER

Finance Transformation / M&A Specialist, Technology

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Andrew Morgan

(FCMA, CGMA)

FOUNDING MEMBER

Finance Cost & Governance Specialist, Technology

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Sami Adebanjo

(FCCA, MBA, MSB)

FOUNDING MEMBER

Finance Cost & Process Specialist, Technology

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Marcin Sitek

(FCMA, CGMA)

FOUNDING MEMBER

Finance & Operations Specialist, Technology

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Shaun Smith

 

FOUNDING MEMBER

Finance Cost & Procurement Specialist, Technology

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Roger Dietrich

 

FOUNDING MEMBER

Programme Delivery Specialist, Technology

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Alan Davidson

(BA (Hons) Accountancy, MSP Practitioner)

FOUNDING MEMBER

Cost Transformation / Finance Change Specialist, Technology

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Andrew Wan

(AGP, Prince 2)

FOUNDING MEMBER

Financial Governance Specialist & Company Secretary, Technology

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Flavio Gaudini

(BA (Hons) Accountacy)

FOUNDING MEMBER

Finance Business Partner Specialist, Technology

Benefits of the Network

01.

Creates a hub of highly specialised finance professionals, banded together through successful delivery, offering individual or combined services to financial institutions to deliver financial management on significantly sized complex technology programmes.

02.

Enforces continuous professional development through peer review, feedback sessions, problem sharing, mentoring and the development of Artificial Intelligence, to consistently drive high value outcomes.

03.

Provides a platform to match resources, skills, and experience with delivery or role opportunities in a structured manner.

Our Values:

Integrity

Applying moral and ethical principles to deliver the right thing consistently

Precision

Exactness and accuracy to deliver the highest quality of financial information

Transparency

Openness and clarity with full disclosure to facilitate improved decision making

Trust

Confidence in our collective ability to deliver strong financial management through shared experiences and competences earned over time

Our Values:

Clarity

Control

Judgement

Leadership

Are You AI Ready?

We bring the judgement, control and operating rigour required to turn AI output into something leadership can trust.

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